Samba Panda AlKhair Credit Card

Make everyday shopping more rewarding with the Samba Panda Alkhair Credit Card, the first Shariah-approved co-branded reward card for supermarkets and grocery retail outlets in the Kingdom. It combines all the world class features of a Samba Alkhair credit card, the best way to pay, plus special shopping rewards from Panda, the Kingdom's largest supermarket chain. Earn points every time you use it at Panda and HyperPanda stores or at any other shop anywhere in the world, redeemable for discounts and free shopping at Panda and HyperPanda stores.

For inquiries, call SambaPhone toll-free on 800 124 1010

  • Travel Insurance**

    Enjoy a special travel insurance package when you purchase roundtrip air-tickets for your overseas travel with your Samba Platinum/Infinite/ and World Credit Card, including:

    Table of Benefits Silver coverage Policy deductible***
    Emergency Medical Expenses & Hospitalization Abroad Up to SR 100,000/- SR 250/-
    Emergency Medical Evacuation Up to SR 25,000/- SR 250/-
    Repatriation of Mortal Remains Up to SR 25,000/- Nil
    Premature return following death of close relative Up to SR 5,000/-**** SR 100/-
    Visit of close relative Up to SR 5,000/-**** SR 100/-
    Trip Cancellation Up to SR 18,750/- SR 150/-
    Delayed Departure SR 375/- per hour and up to max SR 3,750/- After the first 5 Hours
    Delayed Baggage SR 1000/- per hour and up to maximum SR 10,000/- After the first 5 Hours
    Personal Baggage, Valuable & Personal Money SR 250/- per item and SR 2,500/- per bag and Up to maximum of SR 2,500/- SR 150/-
    Loss of Passport Up to SR 2,000/- Nil
    Personal Liability Up to SR 250,000/- Cover you for any money that you legally have to pay relating to an accident during your trip Nil

    * Applies only to Samba Platinum Credit Cards, Infinite, Signature, and World Master Cards.

    ** Travel insurance is offered by a third-party insurance provider. Terms and conditions including exclusions and qualifications to policy apply. A copy of the travel insurance policy can be made available on request. Claims (if any) against this policy should be directed to the insurance provider for their assessment, eligibility and approval. Samba will not be responsible for any activity or claim in this regard.

    ** Travel insurance, if available with the card, is offered by a third-party insurance provider)Separate Terms and Conditions in respect of including, exclusions and the qualifications to the policy shall apply, with respect to age and type of treatment(.thus, Samba will not be responsible for any activity or claim in this regard. A copy of the travel insurance policy can be made available on request. Claims (if any) against the policy should be directed to the insurance provider for their assessment, eligibility and approval.

    To raise a claim please contact Arabian Shield Insurance company:
    Local call the toll free number: (800)-124- 2474
    International calls: +(973) 175-10600
    Fax: +(973)175- 30242

  • Earn two (2) points for every SR.100 spent at Panda and HyperPanda stores or one (1) point for purchases anywhere else (1 Point = 1 Saudi Riyal).
  • Accepted at most shops and ATMs in the kingdom and around the world.
  • Flexible Payment Options*

    Your Samba Credit Card gives you the ability to buy now and pay back only 5% of your monthly outstanding balance.

  • Cash withdrawal*

    You can withdraw instant cash within your cash advance limit from any Samba branch or ATM in Saudi Arabia and over most participating ATMs, banks, and financial institutions worldwide.

  • Worldwide recognition

    Your card is now accepted at most establishments worldwide, and that list is constantly growing!

  • Access to Airport Lounges - Visa
  • Access to Airport Lounges - MasterCard
  • Utility Bill Payment: First in the Kingdom!

    To pay your bills, just login to your Sambaonline account and click on pay SADAD bills or call SambaPhone on 800 124 2000.

  • Taqseet: First in the Kingdom!*

    Get a cash advance or make any purchase on your Samba Credit Card and convert it into extended monthly installments. Pay it back in easy installments from 6 to 36 months at your convenience. Just call SambaPhone on 800 124 2000 to convert a purchase worth more than SR500 into Taqseet extended installments or request cash and pay back in easy installments. You can also login to your account on Sambaonline and click Cash Taqseet.

  • 0% Taqseet Program

    You can shop for the latest home appliances, electronic gadgets, furniture and other items at a variety of participating stores and pay back in 6 or 12 monthly installments at zero profit. No documents or down payment required - just pay with your Samba credit card!

    To use this facility, just call Samba Phone on 800 124 2000 two days after you make a purchase at the participating store, and convert your purchase to a 0% Taqseet transaction.

    For more information, Click here

  • Samba Dial-A-Draft: First in the Kingdom!*

    Use your Samba Credit Card to make payments where no other credit cards are accepted such as school fees, home rent and others. Just call SambaPhone on 800 124 2000, and get a draft issued up to your available credit line.

    Charges for Dial-a-Draft issuance:

    Draft for individual beneficiary 3.5% of draft amount or SR75 whichever is higher +SR5
    Draft for corporate beneficiary SR75 +SR5 for amounts up to SR15,000
    SR95 +SR5 for amounts more than SR15,000
    Draft for Al-Khair cards SR75 +SR5 per draft
  • Samba Credit Card Offers

    Take advantage of our ongoing program which lets you enjoy a non-stop stream of exclusive deals and privileges at the finest outlets in the Kingdom and overseas. To check the latest offers, please click here.

  • Supplementary Cards

    Get up to four supplementary cards for family members over 18 years old for free. You can set the credit limit for each supplementary card, giving you total control. To apply, please call SambaPhone on 800 124 2000 or complete a Credit Card Application Form and fax it to (011) 475 9580.

  • Low Limit Card

    Samba offers a convenient back-up card that works just like your primary card, but comes with a lower limit that you can set yourself. It's ideal for online purchases or for use in unfamiliar places when you are traveling. To apply for your Low Limit Card, just call SambaPhone on 800 124 2000.

  • Lost Card Replacement

    In case your card is lost or stolen, report it immediately by calling SambaPhone. You can call 800 124 2000 inside the Kingdom or +966 11 479 7400 if you are outside the Kingdom.. You will not be held liable for any fraudulent purchase made on your card after notifying us.

  • Convenient Payment Methods

    You can pay your credit card dues through any of the following methods:

    • Log-in to SambaOnline
    • Through toll-free Sambaphone 800 124 2000
    • At Samba ATMs
    • At Samba branches
    • Via a Direct Debit instruction from your Samba bank account
    • By Mail: Send a cheque along with the top portion of your monthly statement to P.O.Box 17383, Riyadh 11484.

* Applicable Annual Profit/Markup Rate is between 29.84% and 44.14% depending on the card type, based on card limit of SR10,000
** Only for Samba Platinum and Titanium MasterCard

  • Fill in our online application form and our representetive will contact you to complete your doucments.
  • How to apply for a new Credit Card?

    Simply complete an application form and submit it along with the required documents through one of the following channels:

    • At any Samba Branch 
    • By mail to: Samba Consumer Assets Business, P.O. Box 17383, Riyadh 11484
    • Call SambaPhone toll-free on 800 124 1010 and our representative will visit you
  • How to apply for Supplementary Cards?

    Just complete the supplementary card section in the application form when applying for your new credit card. In case you did not do this, you can request for supplementary cards through one of the following channels:

    • At any Samba Branch
    • Call SambaPhone toll-free on 800 124 2000
  • Required Documents
    • Completed application form
    • For Primary card applicant: Copy of National ID
    • For supplementary card applicants: Copy of National ID or IQAMA
    • Copy of Company/Establishment’s CR (Commercial Register)
    • In case the client is a company: Copy of article of associations & partners resolutions (power of attorney)
    • Additional documents may be requested by the bank where required

* Terms & Conditions Apply.

Note: The above information is subject to change without prior notice.

Samba reserves the right to accept or reject any application at its discretion.

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