For Newly Arrived Expatriates

Want to upgrade your furniture? Interested in keeping up with the latest lifestyle? Here’s your chance to make your dream happen today with Shariah-approved Samba Personal Finance. Now, you can get financing to suit your aspirations immediately, easily and with a special annual percentage rate.

What are you waiting for? Upgrade your home today! Now, refurbishing your home is just a Samba phone call away. Apply today and get the personal finance option that suits you best.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • No guarantor required.
  • Finance amount up to SR 200,000.
  • Instant approval over the phone.
  • Repayment period of up to 12 months.
  • Fixed profit rate for the entire finance period.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al Khair finance for extra cash.

*Terms & Conditions Apply

  • You should be at least 23 years of age.
  • Your monthly income should be at least SR 5,000.
  • You should be employed for at least one month.

To apply for or learn more about Al-Khair Personal Finance from Samba:

Required Documents

  • Application form.
  • A photocopy of a valid Iqama.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • Home address.

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