Personal Finance without Term Cost

Special Offer: Get personal finance worth up to SR100,000 payable over 9 months with no markup.

Samba offers an easy and flexible personal finance solution that lets you access extra cash payable over a maximum of 9 months with no markup whatsoever! It’s a smart way to meet urgent needs for a small or medium amount, payable in a short time- such as for buying a car, furnishing your home, paying for school or university fees, or for any urgent medical care, God forbid.

  • Without term cost.
  • Finance amount up to SR 100,000.
  • Easy 9-month repayment period.
  • Approved by the Shariah Supervisory Board.
  • Available for Saudi nationals and expatriates with end of services benefits working in government, semi-government or private sector.
  • Personal Loan (Buyout).
  • Instant approval.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Opportunity to top up your Personal Finance for extra cash.
  • Samba Credit Card without annual fees for the entire finance period.

  • Age: 18 years and above.
  • Monthly income: SR5000 and above.
  • Minimum one month in service with employer.
  • Available to Saudi Nationals.
  • Available to Expatriates with Assignment of End-of-Service Benefits for government sector and private sector.

To apply for Personal Finance:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.

Required Documents

  • Completed application form.
  • A clear photocopy of a valid ID.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • Expatriates will need to provide address in home country.

Already have a Personal Finance?