Finance Services

A bigger family car? A new den? A fabulous home upgrade? Your dream home? As a Sambagold customer, you can enjoy preferential access to a choice of Samba Al-Khair Personal Finance or Samba Bayt Al-Khair Home Finance products that make fulfilling your goals and your family's dreams so easy. No guarantor. No complicated paperwork. Just talk to your Sambagold officer, and never let your family's dreams wait again.

Shariah Compliant

  • Approved by Shariah Supervisory Board.


  • Home Finance up to SR 5,000,000. Finance up to 70% of the property value.
  • Personal Finance up to SR 1,500,000
  • Choice of multiple mortgage options that match your needs from financing a ready villa, ready apartment, residential apartment building, home under construction (incomplete), land or self construction home.
  • Opportunity to top-up your Al-Khair Personal Finance.
  • Simple documentation.
  • Competitive mark-up rate.
  • No guarantor required.
  • Quick release of your finance.

Peace of Mind

  • Fixed profit rate for the entire finance period. Your monthly installments will not change for the duration of your finance.
  • Free Takaful insurance; in case of death or permanent total Medical disability, God forbid, all outstanding amounts will be considered paid subject to final approval to terms and conditions of insurance policy.

* Terms & Conditions apply